USDA Rural Housing Loans


Philadelphia Mortgage Advisors offers USDA Guaranteed Rural Housing financing! The Rural Housing Program provides homeownership opportunities to low and moderate-income rural buyers through the USDA Loan Guarantee program which may be the answer to your needs.

Features of USDA Rural Housing Loans:

  • No downpayment required for eligible buyers.

  • For existing homes or new construction in USDA-defined geographical areas only.

  • Available to low and moderate-income rural households (income limits apply).

  • Seller can pay ALL closing costs.

  • Lender credit available for closing costs.

  • No first-time buyer requirement..

  • 30-year fixed-rate loans.

  • Gifts are allowed from family member.

  • Lender assists are allowed.

  • Low monthly guarantee fee.


For more information about USDA Rural Housing programs, contact us or visit


Property and income eligibility regulations apply. Buyer must qualify. Contact for full program details.